About the Author

Laura Ferrino, CFP®, CTFA, CLU, CCPS

Vice President and Wealth Strategist

Laura is responsible for developing customized wealth management strategies and financial plans for prominent individuals, families, and business owners throughout Upstate New York. Her areas of expertise include estate and retirement planning, insurance planning, investment planning, education planning, business succession planning, legacy planning, and philanthropic planning.

Laura has more than two decades of experience in the financial services industry. During her tenure with M&T Bank, which acquired Wilmington Trust in 2011, Laura served as vice president of the Finance Division; manager of Corporate Initiatives; manager of Strategic Business Unit Support; and manager of Cost Accounting. Earlier in her career, she worked in the Finance Division of Marine Midland Bank and was also a finance professional in the manufacturing industry.

Laura holds an MBA in Finance from SUNY Buffalo and a bachelor’s degree in Finance and Management from Canisius College. She holds the FINRA Series 7 and 63 securities licenses and NYS Life, Accident and Health licenses. Laura is a member of the Financial Planning Association, Financial Planning Counselors of Western New York, and the Estate Analysts of Western New York.

By the Author

Strategies for Funding Higher Education

Laura Ferrino, CFP®, CTFA, CLU, CCPS |
Wealth Planning
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Like any financial goal, planning in advance for the cost of higher education is key.  Families need to feel confident their student is getting the right academic experience at the right cost. The appropriate funding strategy can differ widely depending on both student academics and family finances. Parents and grandparents alike have many options to