About the Author

Laura Ferrino, CFP®, CTFA, CLU, CCPS

Vice President and Wealth Strategist

Laura is responsible for developing customized wealth management strategies and financial plans for prominent individuals, families, and business owners throughout Upstate New York. Her areas of expertise include estate and retirement planning, insurance planning, investment planning, education planning, business succession planning, legacy planning, and philanthropic planning.

Laura has more than two decades of experience in the financial services industry. During her tenure with M&T Bank, which acquired Wilmington Trust in 2011, Laura served as vice president of the Finance Division; manager of Corporate Initiatives; manager of Strategic Business Unit Support; and manager of Cost Accounting. Earlier in her career, she worked in the Finance Division of Marine Midland Bank and was also a finance professional in the manufacturing industry.

Laura holds an MBA in Finance from SUNY Buffalo and a bachelor’s degree in Finance and Management from Canisius College. She holds the FINRA Series 7 and 63 securities licenses and NYS Life, Accident and Health licenses. Laura is a member of the Financial Planning Association, Financial Planning Counselors of Western New York, and the Estate Analysts of Western New York.

By the Author

Deciphering Tax Law Changes to Retirement Plans

Laura Ferrino, CFP®, CTFA, CLU, CCPS |
Tax Reform
Tax Laws and Retirement Plans NC.jpg

Uncover more opportunities to benefit from retirement planning.  While the tax act left many of the rules and laws pertaining to retirement plans unchanged, overall tax rates were lowered and deductions changed.Given this landscape, there may be additional opportunities and considerations to be mindful of when planning for retirement in the most tax-efficient manner.