About the Author

Rhonda A. Pirvulescu, CFP®

Regional Managing Director and Senior Private Banker

Rhonda is responsible for meeting the complex financial needs of clients throughout the New York region, providing strategic advice, personalized service, and advisory lending and banking solutions. As a senior private banker, she makes the following M&T Bank services available: bridge financing, residential and investment real estate financing, and specialized asset-backed facilities secured by investments, art, yachts, and aircraft. In addition, Rhonda coordinates a broad range of services available through the Wilmington Trust Wealth Management team, including investment management, planning, trust, and family office services.

Rhonda also manages a team of private banking professionals in the New York tri-state region and the Los Angeles office.

Prior to joining Wilmington Trust, Rhonda was a senior vice president and private client manager for 15 years at U.S. Trust, Bank of America Private Wealth Management. Earlier in her career, she spent five years with the J.P. Morgan Private Bank.

Rhonda has a degree in economics and business foundations from the University of Texas in Austin and is a Certified Financial Planner®. She also holds her FINRA Series 7 and 63 securities licenses and a New York State Life Insurance and Annuity license. She is a member of the New York Financial Planning Association.

She is active in her community in Brooklyn and is a mentor with the Student Sponsor Partners in New York City.

By the Author

Consider Using Leverage—or Borrowing Against Your Investments—While Interest Rates are Low

Rhonda A. Pirvulescu, CFP® |
Emerald GEMs

August 24, 2021—The combination of a rising stock market and low interest rates creates a unique opportunity to use leverage as part of your overall wealth plan. The rationale is you can borrow against your investments at a low rate and still have the opportunity to benefit from potential stock market appreciation.