Exploring what this new platform will mean for the credit industry.

  • Also known as peer-to-peer lending, Marketplace lending is growing in popularity as major banks are partnering with fintec startups.
  • Consumers are attracted to Marketplace lending due to easy access to technology and information.
  • Additional regulatory requirements could further define how the platform expands, and how institutional and other investors will interact.

Marketplace lending, also referred to as digital or peer-to-peer lending, is poised to enter prime time as major banks and leading lenders look to partner with the thousands of fintec startups that have entered the market.  Yet even as interest in online lending platforms surges, questions about their role in the credit markets and the extent to which they should be regulated are causing many of the markets’ key players to proceed with caution. 

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