Consider Using Leverage—or Borrowing Against Your Investments—While Interest Rates are Low

Rhonda A. Pirvulescu, CFP® |
Emerald GEMs

August 24, 2021—The combination of a rising stock market and low interest rates creates a unique opportunity to use leverage as part of your overall wealth plan. The rationale is you can borrow against your investments at a low rate and still have the opportunity to benefit from potential stock market appreciation.

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Using a DING Trust to Reduce State Income Tax

Jeffrey C. Wolken |
Emerald GEMs

August 10, 2021—Those who live in a high-tax state could benefit from the use of a Delaware incomplete-gift non-grantor (DING) trust. It’s an attractive technique that may reduce or potentially eliminate state income taxes on capital gains occurring inside the trust. In today’s podcast, National Director of Delaware Trust Planning Jeff Wolken discusses a tax-smart planning opportunity through the strategic use of the DING trust.

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