Behavioral Finance and Plan Design: Four Ways to Boost Participation

Corporate & Institutional

Though many employees are aware that behaviors such as enrolling in and contributing sufficiently to their company 401(k) can help them prepare for a successful retirement, too often they fail to develop the necessary saving and investing habits. One reason for this may be an outsized influence of emotion, biases and faulty heuristics on financial planning at the expense of more rational decision making.

Read More...


Webinar: Collective Investment Trusts and Good Governance Considerations

Collective Investment Trusts

Interest in collective investment trusts (CITs) as plan investment options is steadily accelerating. As part of this growing attention, CIT governance practices, and the policies and procedures banks and trust companies use to govern their CIT offerings, are emerging as factors that may warrant consideration by plan fiduciaries when making plan investment option decisions.

Read More...


Top Questions and Answers Around CIT Governance

Corporate & Institutional

Interest in Collective Investment Trusts (CITs) continues to accelerate in the retirement plan market.  When plan fiduciaries are constructing a plan investment menu there are several factors that should be considered.  Examining things such as investment eligibility, availability of information, fiduciary considerations and ongoing monitoring and oversight are just a few of these factors.

Read More...