Strategic finance, or leverage strategies, play an integral part in preserving and transferring your family’s wealth.

  • Utilizing leverage strategies in estate planning can help preserve your legacy and create the efficient transfer of wealth.
  • The ability to access a range of customized credit solutions can be a vital part in the implementation and maintenance of your wealth plan.
  • Working with a credit specialist as part of your larger wealth management team may help you access capital to meet your immediate needs and provide more flexibility in funding loans.

Many successful individuals and prominent families do not realize the full benefits of strategic finance or leverage, especially when it comes to wealth and estate planning. In fact, an estate or succession plan that includes appropriate borrowing strategies can help preserve a family’s legacy and enable more efficient transfer of wealth from one generation to the next—and beyond.

As part of comprehensive wealth and estate planning, the potential use of leverage always begins with a careful examination of your entire balance sheet—both assets and liabilities. Additional key considerations include current and future cash flows, along with ongoing liquidity needs. It is also important to keep in mind that each situation is unique. There is no one-size-fits-all approach, so every circumstance requires a customized solution.

Sophisticated banking and finance

For many high-net-worth individuals and families, standard banking and finance solutions do not meet the more complex needs that come with managing significant wealth. In addition to checking and money market accounts, you may need customized and often creative credit alternatives that are tailored to your specific requirements. The ability to access a range of credit solutions can be a vital part in the implementation and maintenance of your wealth plan.

A dedicated finance specialist, as part of your larger wealth management team, can help you access capital to meet your immediate needs, and may have more flexibility in funding loans against your marketable securities, such as assets held in trust or estate, partnership interests, planes, boats, and commercial and residential properties.

Please see important disclosures at the end of the article.

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