Wilmer Stith

Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), Wilmington Trust Asset Management, LLC (WTAM), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank. Member, FDIC.

M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.

WTIA, WFMC, WTAM, and WTIM are investment advisors registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, WTAM, and WTIM is also available on the SEC's website at adviserinfo.sec.gov.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

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Investment and Insurance Products • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

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Wilmer C. Stith III

Vice President and Senior Portfolio Manager

Wilmer co-manages the Wilmington Short Term Bond Fund, the Wilmington Broad Market Bond Fund, and the Wilmington Intermediate Term Bond Fund. He also manages institutional separate accounts with intermediate and long-term fixed-income objectives, as well as money market accounts.

Wilmer has over two decades of fixed income investment experience. Prior to joining M&T Bank in 1995, which acquired Wilmington Trust in 2011, Wilmer was an investment executive with the Treasury Banking Group of First National Bank of Maryland in Baltimore.

Wilmer holds a master’s degree from Loyola College in Maryland and an undergraduate degree from Kenyon College. He has been quoted in various financial periodicals including The Wall Street Journal and Barrons’ Magazine. Wilmer has also done several TV appearances on CNBC, Bloomberg TV, and the Fox Business Channel.

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