Benefits of a Roth IRA Conversion for High Earners

Bradley R. Crockett, CFP®, CEPA™️ |
Wealth Planning
Happy african family couple listen realtor insurer consulting clients

The threat of higher tax rates in the future emphasizes the importance of a tax-free source of income. For this reason, a Roth IRA can be a very effective planning tool. By preserving the Roth IRA for as long as possible, you are providing the opportunity for maximum growth to an account that can be income-tax-free.Benefits of a Roth IRAThe benefit of a Roth IRA is that it is essentially an income-tax-free vehicle.


The Collective Investment Trust: An Important Piece in the Retirement-Planning Puzzle

Robert Barnett |
Collective Investment Trusts
RICS CIT Puzzle NC.jpg

What are the advantages of CITs for advisors, consultants, and plan sponsors? First, they may lower fees. By ensuring access to CITs, advisors can support plan sponsors and participants by maximizing every dollar the participant puts aside for retirement. Second, they offer a a streamlined process. By employing CITs as part of the solution, advisors can use their buying power to streamline their work with clients and a single manager for a strategy.


Top 6 Positive Planning Strategies in a Challenging Environment

Alvina H. Lo |
Wealth Planning
44917 Top 6 Priorities NC.jpg

Although we are facing many challenges on the health, economic, and market fronts, we would be remiss not to explore the positive ways that your estate plan can benefit from low interest rates and depressed asset values. There are several wealth and estate planning strategies that are particularly attractive in this kind of climate.